/* === Terms Page Styles === */
.terms-wrapper {
  max-width: 860px;
  margin: 3rem auto;
  padding: 2rem;
  background-color: #ffffff;
  border-radius: 10px;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.06);
  font-size: 1.05rem;
  line-height: 1.75;
}

.terms-wrapper h1 {
  font-size: 2.5rem;
  color: #003366;
  margin-bottom: 1rem;
  border-bottom: 2px solid #005a9c;
  padding-bottom: 0.5rem;
  text-align: center;
}

.terms-wrapper a {
  color: #0056a6;
  text-decoration: underline;
}

.terms-wrapper a:hover {
  color: #003f88;
}

.terms-wrapper .disclaimer-box {
  margin-top: 2rem;
  padding: 1rem;
  background: #fff0f0;
  border-left: 5px solid #cc0000;
  color: #990000;
  border-radius: 8px;
}